Indonesia, Vietnam | Education | BoP Beneficiaries by the end of 2024: 34.5m

Ruangguru is a leading edtech platform that provides quality and affordable education programs in Indonesia and Vietnam. It aims to make education accessible and convenient by offering a comprehensive suite of products and services through its digital online and offline platforms, catering to the learning needs of students and working adults. For the K12 segment, students can learn via adaptive self-learning platforms and hybrid online & offline tutoring. As at 2024, about 70% of Ruangguru’s K12 learners are located outside major cities in Indonesia.

Vietnam, Thailand | Healthcare| BoP Beneficiaries by the end of 2024: 7.04m

Buymed has operated since 2018 by launching the first B2B e-commerce platform in Vietnam for pharmaceutical and care products, connecting pharmacies, clinics, hospitals and mom-and-pop drugstores with pharmaceutical suppliers to source and procure drugs and medical supplies more efficiently, with delivery to their doorstep. The platform also provides real-time pricing, important updates like product recalls, and detailed information on active ingredients. Buymed has over 700 certified suppliers and over 20,000 active customers from cities to rural areas covering all provinces of Vietnam. Buymed also operates in Thailand and Cambodia.

Indonesia | Healthcare | BoP Beneficiaries by the end of 2024: 2.87m

As a leading digital healthcare platform in Indonesia, Halodoc provides healthcare services, including teleconsultations, medication deliveries, medical appointment booking and healthcare plans to patients. Halodoc plays a vital role in channeling quality healthcare resources across Indonesia, including availing doctors and specialists, for patients residing outside major cities in rural regions through affordable teleconsultations.

The company’s services have impact permeating to various sections of the healthcare ecosystem. Its teleconsultation and delivery capabilities combined with the ability to link with insurance providers, for instance, enable partner insurance providers to potentially introduce new products with lower premium tailored to segments like SMEs and the low-income population.

China | Healthcare| BoP Beneficiaries by the end of 2024: 11,800

The incidence of chronic kidney failure in China is growing but there is insufficient access to kidney dialysis services especially in less developed regions. EverLife is the largest provider of kidney care services in China. Established in 2016, the company provides quality hemodialysis services serving over 10,000 patients through more than 90 hospitals/dialysis centers across 19 provinces in China. To date, the overwhelming majority of EverLife’s facilities are in tier 3 and lower cities and more than 80% of the patients belong to the low-income population segment. EverLife offers dialysis and other nephrology-related healthcare services crucial to patients suffering from kidney-related diseases. An impact-driven business, EverLife was among the winners of the Social Responsibility Excellence Award in the "ESG Pioneer 60" in China in both 2021 and 2022.

Vietnam | Agriculture | BoP Beneficiaries by the end of 2024: 6.5k

Rynan Technologies is a climate-tech and agri-tech company tackling inefficiencies in farming while addressing climate change and food security. Through smart farming systems, traceability technologies and packaging solutions, Rynan equips farmers with innovative tools that improve productivity, reduce pesticide/antibiotics usage and enhance income. Its data-driven monitoring systems and smart fertilizers reduce input costs and environmental harm while boosting crop quality. By enabling farmers to participate more fully in a sustainable food supply chain, Rynan is uplifting rural livelihoods and driving long-term transformation in Vietnam’s agriculture sector.

Indonesia | Access to Finance | BoP Beneficiaries by the end of 2024: 2.28m

Micro businesses are an underserved segment lacking access to formal financial services. Through Amartha’s platform, female micro-entrepreneurs get access to productive loans to grow their small businesses and increase family incomes. Amartha integrates technology into its network and lending process, scaling its operations to reach families in more than 100,000 villages across Indonesia, empowering women to improve their financial condition and family livelihoods.